How to Withdraw Gaming Earnings to OPay Account in Nigeria (2025)

Earning money from mobile games is exciting, but the real satisfaction comes when that money hits your OPay account. Nigerian gamers are making ₦5,000-₦100,000 monthly from gaming platforms, and OPay has become the fastest withdrawal method, often processing payments in under 24 hours compared to 2-3 days for traditional bank transfers.

This comprehensive guide shows you exactly how to withdraw gaming earnings to your OPay account in 2025, covering everything from account setup to troubleshooting common withdrawal issues.

Quick Summary: OPay Gaming Withdrawals

What You’ll Learn:

• How to link OPay to gaming platforms (step-by-step)
• Withdrawal process for 5 major gaming apps
• Processing times and fees
• Common issues and solutions
• Tips for faster withdrawals

Average Processing Time: Instant to 24 hours Platforms Supporting OPay: Gamee Prizes, Chess Cash, Word Winner, Honey Money, Ready Games, Big Time Minimum Withdrawals: ₦500-₦2,000 depending on platform

Why OPay is Best for Gaming Withdrawals

Before we dive into the how-to, here’s why Nigerian gamers prefer OPay:

1. Fastest Processing (Instant to 24 Hours) OPay withdrawals process significantly faster than bank transfers. Most platforms send money to OPay within 24 hours, with some processing instantly during business hours.

2. Zero Transfer Fees Unlike bank transfers where platforms sometimes deduct ₦50-₦100 processing fees, most OPay transactions are free.

3. Instant Availability Money in your OPay account is immediately available. No waiting for bank clearing times. You can instantly use funds to pay bills, buy airtime, or transfer to your bank account.

4. Mobile-First Design OPay is designed for mobile users. The entire withdrawal process happens on your phone—no bank branch visits, no USSD codes, just simple app-to-app transfers.

5. Better Security OPay’s biometric security and transaction PINs provide additional protection compared to traditional bank accounts.

Prerequisites: What You Need Before Withdrawing

1. Active OPay Account

You must have a verified OPay account. If you don’t have one:

• Download OPay app from Google Play Store or App Store
• Register with phone number, BVN, and basic information
• Complete KYC verification (upload valid ID)
• Set transaction PIN
• Verification takes 5-10 minutes

Important: Your OPay account must be fully verified (Tier 3) to receive gaming withdrawals. Unverified accounts have transaction limits preventing withdrawals.

2. Gaming Platform Account with Earnings

You need an account on a gaming platform that:

• Supports OPay withdrawals
• Has accumulated minimum withdrawal amount (₦500-₦2,000)
• Is verified with your real information

3. Matching Personal Information

Your name on the gaming platform must match your OPay account name exactly. Mismatches cause withdrawal failures.

4. Active Phone Number

The phone number linked to your OPay account must be active to receive OTP verification codes during withdrawal.

Step-by-Step Guide: Linking OPay to Gaming Platforms

Method 1: Gamee Prizes + OPay Integration

Step 1: Open Gamee Prizes App

• Launch Gamee Prizes on your phone
• Ensure you’re logged into your account

Step 2: Navigate to Payment Settings

• Tap the menu icon (three horizontal lines) in top-left corner
• Select “Wallet” or “Payment Methods”
• Look for “Add Payment Method” button

Step 3: Select OPay as Payment Method

• You’ll see payment options: Bank Transfer, OPay, PalmPay
• Tap “OPay” option
• Click “Link OPay Account”

Step 4: Enter Your OPay Details

• Enter your OPay phone number (11 digits)
• Format: 0XXXXXXXXXX (must start with 0)
• Double-check number is correct—errors cause failed withdrawals
• Enter your full name exactly as it appears in OPay

Step 5: Verify OPay Account

• Click “Verify Account”
• System automatically checks if OPay account exists
• You’ll see “Verification Successful” if details are correct
• If verification fails, check phone number and name spelling

Step 6: Confirm and Save

• Review displayed information
• Tap “Save Payment Method”
• You’ll receive confirmation: “OPay account linked successfully”

Step 7: Set as Default (Optional)

• Select “Make Default Payment Method”
• This automatically uses OPay for all future withdrawals
• Saves time on subsequent withdrawals

Screenshot Placement: [Add screenshot showing Gamee Prizes payment method selection screen with OPay highlighted]

Method 2: Chess Cash + OPay Integration

Step 1: Access Withdrawal Section

• Open Chess Cash app
• Tap profile icon in top-right corner
• Select “Withdrawal Settings”

Step 2: Add OPay as Withdrawal Method

• Click “Add New Payment Method”
• Select “OPay” from dropdown menu
• Agree to terms and conditions

Step 3: Input OPay Information

• Enter OPay registered phone number
• Enter account name (must match OPay account exactly)
• Some platforms ask for OPay account number (found in OPay app under “My Account”)

Step 4: OTP Verification

• Click “Send OTP”
• Check your phone for SMS from Chess Cash
• Enter 6-digit OTP code
• Code expires in 5 minutes—enter quickly

Step 5: Confirmation

• System verifies your OPay details with OPay’s database
• Wait 10-30 seconds for verification
• “Successfully Linked” message appears when done

Screenshot Placement: [Add screenshot of Chess Cash withdrawal settings page]

Method 3: Word Winner + OPay Direct Link

Step 1: Profile Setup

• Open Word Winner app
• Go to “Profile” section
• Tap “Payment Information”

Step 2: Quick OPay Link

• Word Winner has one-tap OPay integration
• Click “Link OPay Account”
• Automatically opens OPay app (if installed)

Step 3: Authorize Connection

• OPay app opens with authorization request
• Review permissions: “Allow Word Winner to verify account details”
• Tap “Authorize”
• Automatically returns to Word Winner

Step 4: Confirm Link

• Word Winner displays your OPay account name
• Verify name is correct
• Tap “Confirm and Save”
• Linking complete—takes less than 30 seconds

Screenshot Placement: [Add screenshot of Word Winner OPay authorization screen]

Complete Withdrawal Process: Platform-by-Platform

Platform 1: Gamee Prizes Withdrawal to OPay

Minimum Withdrawal: ₦500 Processing Time: 24 hours Fees: ₦0

Step 1: Check Available Balance

• Open Gamee Prizes app
• Navigate to “Wallet” section
• View “Available Balance” vs “Pending Balance”
• Only “Available Balance” can be withdrawn
• If balance shows as “Pending,” wait for games to settle (usually 24 hours)

Step 2: Initiate Withdrawal

• Tap “Withdraw” button in wallet section
• Select “OPay” as withdrawal method
• Enter withdrawal amount
• Maximum withdrawal: All available balance
• Minimum withdrawal: ₦500

Step 3: Confirm Withdrawal Details

• Review withdrawal summary:
  • Amount: ₦X,XXX
  • Destination: OPay – 0XXXXXXXXXX
  • Fee: ₦0
  • Net Amount: ₦X,XXX
• Verify OPay number is correct
• Click “Proceed to Withdraw”

Step 4: Security Verification

• Enter your Gamee Prizes app PIN (4-6 digits)
• If you haven’t set a PIN, app prompts you to create one
• Click “Submit PIN”

Step 5: OTP Verification

• Check phone for OTP SMS from Gamee Prizes
• Enter 6-digit code within 5 minutes
• Click “Verify OTP”

Step 6: Withdrawal Confirmation

• Success message appears: “Withdrawal Initiated”
• You’ll see reference number (save this)
• Status shows “Processing”
• Check “Transaction History” to track status

Step 7: Receive Money

• Gamee Prizes processes within 24 hours
• Average processing: 6-12 hours
• You’ll receive OPay notification when money arrives
• Check OPay app to confirm receipt

Screenshot Placement: [Add screenshot of Gamee Prizes withdrawal confirmation screen]

Platform 2: Ready Games to OPay (Under 1 Hour!)

Minimum Withdrawal: ₦1,000 Processing Time: Under 1 hour (after verification) Fees: ₦0

One-Time Verification (First Withdrawal Only):

Before your first Ready Games withdrawal, complete identity verification:

Verification Step 1: Upload Government ID

• Driver’s License, NIN, Voter’s Card, or International Passport
• Photo must be clear and readable
• All four corners visible

Verification Step 2: Selfie with ID

• Hold ID next to your face
• Ensure face and ID are both clearly visible
• Good lighting required

Verification Step 3: Wait for Approval

• Processing time: 24-48 hours
• You’ll receive email when verified
• After this one-time process, all future withdrawals are instant

Withdrawal Process (After Verification):

Step 1: Navigate to Cashout

• Open Ready Games app
• Tap “Cashout” button on home screen

Step 2: Select OPay

• Choose “OPay” from payment options
• Your linked OPay number displays
• Enter withdrawal amount (minimum ₦1,000)

Step 3: Confirm Transaction

• Review withdrawal details
• Tap “Withdraw Now”
• Enter app PIN

Step 4: Instant Processing

• Processing begins immediately
• Unlike other platforms, Ready Games processes in real-time
• Status updates: “Processing” → “Sent” → “Completed”
• Usually completes in 15-45 minutes

Step 5: Check OPay

• Open OPay app
• Check transaction history
• Money arrives within 1 hour (often faster)

Pro Tip: Ready Games processes fastest during business hours (9 AM – 5 PM Monday-Friday). Weekend withdrawals still process but may take up to 2 hours.

Platform 3: Honey Money to OPay

Minimum Withdrawal: ₦700 Processing Time: 24-48 hours Fees: ₦0

Step 1: Access Withdrawal

• Open Honey Money app
• Tap “Earnings” tab
• Click “Withdraw Earnings”

Step 2: Choose Payment Method

• Select “OPay” (if already linked)
• If not linked, tap “Add Payment Method” and follow linking process above
• Enter withdrawal amount (₦700 minimum)

Step 3: Review and Confirm

• Check withdrawal summary:
  • Current Balance: ₦X,XXX
  • Withdrawal Amount: ₦X,XXX
  • Remaining Balance: ₦XXX
• Confirm OPay number
• Tap “Request Withdrawal”

Step 4: Security Check

• Enter 4-digit app PIN
• Verify via fingerprint/face ID (if enabled)

Step 5: Track Withdrawal

• Navigate to “Transaction History”
• Your withdrawal shows status:
  • “Pending” (0-6 hours)
  • “Processing” (6-24 hours)
  • “Completed” (money sent to OPay)
• Reference number provided for support inquiries

Step 6: Receive Payment

• Honey Money sends money within 24-48 hours
• OPay notification alerts you when received
• Verify amount matches withdrawal request

Platform 4: Chess Cash to OPay

Minimum Withdrawal: ₦2,000 Processing Time: 24-48 hours Fees: ₦0

Step 1: Navigate to Wallet

• Open Chess Cash app
• Tap “Wallet” icon at bottom of screen
• View available balance

Step 2: Initiate Withdrawal

• Click “Withdraw Funds”
• Select “OPay” as withdrawal method
• Enter amount (₦2,000 minimum)
• Note: Chess Cash requires higher minimum due to competitive prize nature

Step 3: Verify Identity

• For withdrawals over ₦10,000, additional verification required
• May need to provide game history or identity confirmation
• Standard withdrawals (under ₦10,000) process normally

Step 4: Confirm Withdrawal

• Review withdrawal details
• Click “Confirm Withdrawal”
• Enter transaction PIN

Step 5: Processing

• Chess Cash processes within 24-48 hours
• Weekday withdrawals faster than weekend
• Status: “Under Review” → “Processing” → “Sent”

Step 6: Completion

• OPay receives payment
• Check OPay transaction history
• Funds immediately available for use

Platform 5: Word Winner to OPay

Minimum Withdrawal: ₦1,000 Processing Time: 24-48 hours Fees: ₦0

Step 1: Access Winnings

• Open Word Winner app
• Tap “My Winnings” section
• View “Withdrawable Balance” (must be ₦1,000+)

Step 2: Request Payout

• Click “Request Payout”
• OPay pre-selected if you’ve linked it
• Enter withdrawal amount

Step 3: Confirm Details

• System displays:
  • Payment Method: OPay (0XXXXXXXXXX)
  • Amount: ₦X,XXX
  • Expected Arrival: 24-48 hours
• Tap “Confirm Payout”

Step 4: Security Verification

• Enter 6-digit app PIN
• Verify via SMS OTP sent to registered phone
• Enter OTP within 5 minutes

Step 5: Await Processing

• Word Winner confirms: “Payout Requested Successfully”
• Reference number provided
• Check email for confirmation
• Status updates via push notifications

Step 6: Receive Funds

• Money arrives in OPay within 24-48 hours
• OPay sends push notification
• Funds immediately spendable

Withdrawal Processing Times: What to Expect

Fastest Platforms (Under 1 Hour)

Ready Games: 30-60 minutes after first verification

Fast Platforms (6-12 Hours)

Blackout Bingo: Same-day processing, usually 6-12 hours

Standard Platforms (24 Hours)

• Gamee Prizes: 24 hours average
• Cashout Games: 24 hours guaranteed

Slower Platforms (24-48 Hours)

• Word Winner: 24-48 hours
• Chess Cash: 24-48 hours
• Honey Money: 24-48 hours
• MPL Nigeria: 24-48 hours (bank transfer only, no OPay yet)

Factors Affecting Processing Time:

1. Day of Week

• Monday-Friday: Faster processing
• Weekend withdrawals: May delay until Monday
• Public holidays: Processing paused

2. Time of Day

• Morning withdrawals (8 AM – 12 PM): Process same day
• Evening withdrawals (after 5 PM): May process next business day

3. Withdrawal Amount

• Under ₦5,000: Standard processing
• ₦5,000-₦10,000: May require additional review
• Over ₦10,000: Often requires identity verification

4. Account History

• First withdrawal: Slower (verification required)
• Subsequent withdrawals: Faster (already verified)
• Regular withdrawers: Priority processing

5. Platform Traffic

• High-traffic periods (month-end): Slight delays
• Low-traffic periods: Faster processing

Common OPay Withdrawal Issues & Solutions

Issue 1: “Invalid OPay Account Number”

Causes:

• Phone number entered incorrectly
• OPay account not fully verified
• Account name mismatch

Solutions:

1. Verify OPay phone number has 11 digits starting with 0
2. Check OPay app to confirm account is Tier 3 verified
3. Ensure name on gaming platform matches OPay exactly (no nicknames)
4. Remove and re-add OPay account in gaming app

Issue 2: “Withdrawal Pending for Over 48 Hours”

Causes:

• Bank/ payment system delays
• Platform technical issues
• Weekend/holiday processing pause

Solutions:

1. Check “Transaction History” for status updates
2. Contact platform customer support with reference number
3. Verify OPay account hasn’t been restricted
4. Allow up to 72 hours during holidays before escalating

Issue 3: “OTP Not Received”

Causes:

• Network issues
• Wrong phone number on file
• SMS delivery delays

Solutions:

1. Check phone has active network connection
2. Verify phone number in platform settings is correct
3. Wait 5 minutes and request new OTP
4. Check spam/blocked messages folder
5. Contact platform support to update phone number if wrong

Issue 4: “Withdrawal Failed – Contact Support”

Causes:

• Technical glitch
• Account flagged for verification
• Insufficient KYC documentation

Solutions:

1. Screenshot error message
2. Contact platform support immediately
3. Provide: username, reference number, screenshot
4. Check email for additional verification requests
5. Ensure all profile information is complete and accurate

Issue 5: “Money Deducted But Not Received in OPay”

Causes:

• Processing delay
• OPay system maintenance
• Transaction stuck in transit

Solutions:

1. Wait 24 hours, most “stuck” transactions resolve automatically
2. Check gaming app’s “Transaction History” for status
3. Open OPay app and refresh transaction history
4. Contact gaming platform support with transaction reference
5. If confirmed sent, contact OPay support with sender details

Tips for Faster OPay Withdrawals

1. Withdraw During Business Hours Request withdrawals between 9 AM – 3 PM Monday-Friday for same-day processing chances.

2. Complete Verification Early Don’t wait until first withdrawal to verify identity. Complete verification immediately after registration.

3. Keep Account Information Updated Regularly verify your phone number, email, and OPay details are current in all gaming platforms.

4. Withdraw Regularly Platforms prioritize users who withdraw frequently. Don’t accumulate large balances—withdraw weekly.

5. Maintain Accurate Records Save screenshots of:

• Withdrawal requests
• Reference numbers
• Confirmation messages Helps resolve issues faster if problems occur.

6. Use Primary Phone Number Link gaming accounts to the same phone number as your OPay account for seamless OTP delivery.

7. Enable Push Notifications Turn on notifications in both gaming apps and OPay to track withdrawal progress in real-time.

OPay Withdrawal Fees: The Truth

Good News: Most gaming platforms charge ZERO fees for OPay withdrawals.

Platforms with No Withdrawal Fees:

• Gamee Prizes: ₦0
• Ready Games: ₦0
• Chess Cash: ₦0
• Word Winner: ₦0
• Honey Money: ₦0
• Big Time: ₦0

Why No Fees? Gaming platforms partner with OPay for seamless integration. OPay doesn’t charge receiving fees, so platforms pass savings to users.

Compare to Bank Transfers:

• Bank transfers often have ₦50-₦100 processing fees
• OPay: Completely free
• Savings over 10 withdrawals: ₦500-₦1,000

What to Do After Money Arrives in OPay

Once gaming earnings hit your OPay account, you have several options:

Option 1: Transfer to Bank Account

• Open OPay app → “Transfer” → “To Bank”
• Select your bank
• Enter account number
• Transfer ₦0 fee up to ₦5,000/day
• Money arrives in bank within 1 hour

Option 2: Pay Bills

• Use OPay to pay NEPA, DSTV, Startime’s, etc.
• Direct payment from gaming earnings
• No need to transfer to bank first

Option 3: Buy Airtime/Data

• Purchase airtime/data for all Nigerian networks
• Instant delivery
• Often get bonus data on OPay purchases

Option 4: Save in OPay

• OPay offers savings features with interest
• Keep gaming earnings growing
• Access anytime needed

Option 5: Reinvest in Gaming

• Some platforms allow OPay deposits
• Reinvest winnings into higher-stakes tournaments
• Grow gaming income over time

Security Tips for OPay Gaming Withdrawals

1. Never Share OTP Codes Gaming platforms will NEVER ask for your OPay OTP via phone call or WhatsApp. Only enter OTPs in official apps.

2. Use Strong Transaction PIN

• Set a 6-digit PIN (not 4-digit)
• Don’t use birth year, phone number, or 123456
• Change PIN every 3 months

3. Enable Biometric Security

• Activate fingerprint/face ID on OPay app
• Adds extra layer of protection
• Prevents unauthorized withdrawals

4. Verify Platform Authenticity

• Only download gaming apps from Google Play Store or App Store
• Check app developer name matches official company
• Read recent reviews for scam warnings

5. Monitor Transaction History

• Check OPay transaction history daily
• Report unauthorized transactions within 24 hours
• Screenshot all gaming withdrawal confirmations

6. Use Separate Email for Gaming

• Create dedicated email for gaming accounts
• Reduces risk if one account is compromised
• Easier to track gaming-related communications

Troubleshooting: When to Contact Support

Contact Gaming Platform Support When:

• Withdrawal pending over 72 hours
• “Transaction Failed” error without explanation
• Money deducted but not showing in transaction history
• Unable to link OPay account despite correct details

Contact OPay Support When:

• Gaming platform confirms money sent but you haven’t received it
• Suspicious transactions appear in OPay history
• Unable to verify OPay account for gaming withdrawals
• OPay account suspended/restricted affecting gaming payments

How to Contact Support:

OPay Support:

• In-app chat: Open OPay → Menu → Help & Support
• Email: [email protected]
• Twitter: @opay_nigeria (public queries)
• Phone: Check OPay app for current hotline

Gaming Platform Support:

• In-app support (usually under Settings → Help)
• Email addresses provided in this guide
• Social media (Twitter/Facebook responses often faster)

Information to Provide:

• Full name and username
• Transaction reference number
• Screenshot of error/confirmation
• Date and time of withdrawal request
• Withdrawal amount

Real User Experiences: OPay Gaming Withdrawals

Chidi from Lagos – Gamee Prizes User: “I’ve withdrawn from Gamee Prizes to OPay 15+ times. Money always arrives within 24 hours. Fastest was 8 hours. Zero fees every time. I transfer from OPay to my GTBank account same day—total process under 48 hours from game to bank.”

Blessing from Abuja – Ready Games User: “Ready Games’ under-1-hour withdrawal is real. After initial verification (took 1 day), my withdrawals arrive in 30-45 minutes. I’ve tested it 10+ times at different times of day. Always fast. Best platform for quick access to gaming earnings.”

Amina from Kano – Multiple Platforms: “I use OPay for Chess Cash and Word Winner. Both process within 24-48 hours as promised. I tried bank transfers before—those took 3-4 days. OPay is significantly faster. Plus no ₦50 transfer fees means I keep all my winnings.”

Frequently Asked Questions

Conclusion: Start Withdrawing Gaming Earnings Today

Withdrawing gaming earnings to OPay is straightforward, fast, and fee-free. With processing times of 24 hours or less for most platforms, OPay has become the preferred payment method for Nigerian gamers.

Next Steps:

1. If you haven’t already, download and verify your OPay account today
2. Link OPay to your preferred gaming platforms using guides above
3. Start earning and withdraw your first ₦500-₦1,000 to test the process
4. Once comfortable, scale up your gaming income knowing withdrawals are reliable

Ready to start earning from gaming? Check out our complete guide: 15 Games That Pay Real Money to OPay & Bank Account in Nigeria 2025 for detailed platform reviews, earning strategies, and tips to maximize monthly gaming income.

Have questions about OPay gaming withdrawals? Drop a comment below and we’ll help troubleshoot!

Related Articles:

• 10 Games That Pay Without Investment in Nigeria 2025
• OPay vs Bank Transfer for Gaming Withdrawals: Which is Faster?
• How to Set Up OPay Account in Nigeria (Complete Guide)
• Best Gaming Platforms Supporting OPay in Nigeria 2025